Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Jhante Penigar

Jhante Penigar

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

As a dedicated loan officer with over 7 years of experience in the real estate industry, I'm passionate about helping individuals and families achieve their homeownership dreams. My background includes 15 years in the technology field, where I honed my skills in customer service excellence and efficient problem-solving. I leverage my extensive network of lenders and a deep understanding of various loan programs to locate the best possible financing solutions tailored to each client's unique needs. My goal is always a smooth, efficient, and successful transaction, ensuring you feel confident and supported every step of the way.



NMLS#: 2545646

License: TX

Spoken Language: English

My reviews on Google

Sincerely appreciate JP and his team for all the hard work they put in for my new house. I’ve been in my house for 6 months now and from the very beginning they were very diligent and quick on their feet. I appreciate a stress free environment and JP and his team certainly made it an enjoyable one. Even with my refinance, the process was seamless and easy to complete. Thank you all for the help. Christopher Carter
JP is the best Real Estate Realty and Loan officer. I am a 1st time home buyer. He made the process smooth as possible. He's friendly, patient, understanding considerate. and make you feel comfortable to talk to. I highly highly recommend him for purchasing a home, or a loan officer. He go beyond measures to strive to meet all of your expectations. Thank you so much for making this journey a pleasure to do business with.
Best real estate agent in the DFW area. Highly recommend you work with him to get your dream home.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 229 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

229+

Number of Lenders

2059+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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