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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Jhante Penigar

Jhante Penigar

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

As a dedicated loan officer with over 7 years of experience in the real estate industry, I'm passionate about helping individuals and families achieve their homeownership dreams. My background includes 15 years in the technology field, where I honed my skills in customer service excellence and efficient problem-solving. I leverage my extensive network of lenders and a deep understanding of various loan programs to locate the best possible financing solutions tailored to each client's unique needs. My goal is always a smooth, efficient, and successful transaction, ensuring you feel confident and supported every step of the way.



NMLS#: 2545646

License: TX

Spoken Language: English

My reviews on Google

Choosing Homes with JP was the single best decision I made throughout my entire real estate and loan process. This team delivered a truly phenomenal experience, blending high-level professionalism with infectious, positive energy. From my initial contact with Jhante Penigar, the level of professional hospitality was immediate and consistent; his team to include the wonderful Eddie Truong, genuinely went above and beyond their duties. They transformed what is typically a stressful, document-heavy process into one that felt managed, clear, and surprisingly supportive. What truly sets them apart is their incredible ability to execute while remaining compassionate. They are tough enough to get the job done and demonstrated problem-solving mastery when it mattered most. When unforeseen challenges and complications inevitably arose during the transaction, they didn't flinch. Their team immediately knew how to navigate around the problems, deploying deep expertise to ensure every hurdle was cleared. If you need a company that offers both a warm, supportive presence and the technical rigor and tenacity required to ensure a successful closing, look no further. They are true experts who handle complexity with grace and guarantee results.
I can’t say enough great things about Jhante Penigar! He’s not only a trusted realtor but also a great friend who genuinely cares about helping people find the right home. Jhante has helped me and several of my friends find both rental homes and homes for sale, and every experience has been smooth, professional, and stress-free. He’s patient, knowledgeable, and always goes the extra mile to make sure his clients feel supported and informed through every step of the process. If you’re looking for someone who truly has your best interest at heart, Jhante Penigar is the realtor you want in your corner!
Sincerely appreciate JP and his team for all the hard work they put in for my new house. I’ve been in my house for 6 months now and from the very beginning they were very diligent and quick on their feet. I appreciate a stress free environment and JP and his team certainly made it an enjoyable one. Even with my refinance, the process was seamless and easy to complete. Thank you all for the help. Christopher Carter

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 236 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

236+

Number of Lenders

15077+



(Avg. 5.0) Google Reviews

2280+

Loan officers

48

Licensed states

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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